making the earrings look closer to a hoop. And when she wants a dressier look, Mbagwu reaches for the 14-karat-gold-filled July studs, which feature a fixed gold ring with a gold bead. She loves ...

adding that these gothic-style initial studs would make a great gift. They are available in recycled 14-karat white, yellow, or rose gold and can be purchased individually or as a pair.